Planning Your Retirement Income Strategy?
Professional consultation services to help you evaluate annuity options that may provide steady income throughout your retirement years.
Educational review • No sales pitch • No obligation
Trusted by California families for 41+ years
Get Your Free 15-Minute Educational Review
Educational guidance from licensed CA specialists • No sales pressure
Here's Exactly What Happens On Our 15-Minute Call
Most retirement ads online lead to high-pressure sales calls. We're different.
Minutes 1-5
You tell us your current situation and biggest retirement concerns
Minutes 6-10
We identify potential gaps or opportunities in your current plan
Minutes 11-15
We explain your options and next steps (no product sales)
Our No-Pressure Policy
After the call: We send you a written summary of what we discussed.
No follow-up pressure: We'll check back in one week, then it's completely up to you.
Meet Wayne Miller, Executive Vice President
Discover how our educational review process helps you understand retirement income strategies tailored to your specific situation
Wayne Miller
Executive Vice President
Which Hale & Associates Services May Help You?
Answer a few questions to discover which of our professional services might be most helpful for your situation
Tell Us About Your Situation
Recommended Services for You
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Based on your responses, we'll show relevant Hale & Associates services
Understanding Our Service Approach
Educational First
We teach concepts before discussing any specific products or strategies
Personalized Consultation
Every situation is unique and requires individual professional evaluation
No Pressure Environment
Take your time to learn and make informed decisions that are right for you
Why California Families Trust Hale & Associates
Four decades of professional service, regulatory compliance, and client-focused retirement planning
BBB A+ Accredited
Better Business Bureau's highest rating for ethical business practices and customer service excellence
CA Licensed Specialists
All advisors are licensed in California and maintain continuing education requirements
41+ Years Experience
Helping California families navigate retirement planning since 1983
1000+ Families Served
Trusted by California professionals, retirees, and families for retirement income planning
Education-First Approach
No-pressure consultations focused on education and helping you make informed decisions
California Coverage
Serving clients throughout Northern, Southern, and Central California regions
Our Commitment to You
Values that guide our professional consultation services
Ready to Work with California's Trusted Retirement Specialists?
Experience the difference of working with licensed professionals who put education and your interests first.
Turn Savings Into Reliable Income
Annuities help protect your retirement from market volatility while providing guaranteed monthly income.
Principal Protection
Your money is protected from market downturns
Guaranteed Income
Receive monthly payments for life
Tax Benefits
Tax-deferred growth until withdrawal
Guiding Retirees Toward Peace-of-Mind Income
Hale & Associates is committed to one goal: helping you turn decades of hard-earned savings into the worry-free retirement you deserve—without confusing jargon or high-pressure sales.
Tell Us Your Vision—We'll Provide Educational Guidance
Share a few details below. Our specialists will send your guide and provide educational review of options tailored to your goals, risk comfort, and family needs—with no sales pressure or obligation.
Tell Us About You
Help us personalize your experience
What's your current age range?
Your Questions Answered
Yes! We are fully licensed in California (CA LIC #0G30788) and have been serving families since 1983. Our advisors maintain all required certifications and continuing education.
We maintain an A+ rating with the Better Business Bureau, reflecting our commitment to ethical business practices and customer satisfaction over our 41 years in business.
Absolutely none. Our guide is completely free, and there's no obligation to purchase anything. We believe in education first, with no high-pressure sales tactics.
Hale & Associates has been proudly serving families since 1983. That's over 41 years of helping retirees secure their financial future with trusted annuity solutions.
You'll receive your free guide immediately via email. A licensed advisor may follow up to see if you have any questions, but there's never any pressure to buy anything.
Ready to Explore Your Retirement Income Options?
Professional consultation services to help you evaluate annuity strategies that may help provide income during retirement. Individual results may vary.